Hi there, I am Aiden Muzzel. I am well versed in bankruptcy proceedings, so I would like to share my knowledge with you through my site. I started my adult years with minimal knowledge of money management. As a result, I ended up way over my head in debt. I was working two jobs and paying all of my income to the debt accounts without making a dent in the total. It turns out I was simply paying late fees and interest with my funds. I sought out legal representation to learn more about how bankruptcy could help me end the cycle and start over. My bankruptcy attorney helped me fill out paperwork, file documents and attend court proceedings. Within a year, the judge discharged the eligible debt accounts. I hope to explore bankruptcy in more detail on my website. I hope you come back soon to learn more.
One of the best individuals that you can turn to if you are struggling to pay your bills or are no longer able to make your monthly payments to your creditors is a bankruptcy attorney, mostly because they will often be able to provide you with a number of different debt resolution options that can help you deal with this financial difficulty. Listed below are two reasons to hire a bankruptcy attorney:
They Can Help You Decide Which Debt Resolution Option Is Right For You
One of the biggest reasons to hire a bankruptcy attorney is that they can help you decide which debt resolution option is right for you, even if that option is not filing for bankruptcy. If you need to file for bankruptcy, a bankruptcy attorney can help you decide between the two most common types of personal bankruptcy filings, a Chapter 7 or Chapter 13 bankruptcy. It is very important that you get professional help when it comes to making this decision because one of those types of bankruptcies will result in you having to surrender property while the other will require that you have to continue paying back at least some portion of your debts.
In addition, a bankruptcy attorney can look at your financial situation can help you decide if a different debt resolution option would be more beneficial. These other options can include attempting to negotiate with all of your creditors in order to get them to forgive a portion of your debt or lower your interest rates or even applying for a debt consolidation loan.
They Can Offer Rapid Bankruptcy Filing Options
Another reason to hire a bankruptcy attorney is that they can offer rapid bankruptcy filing options. These options will typically be available if you are willing to pay a bit more on top of your bankruptcy filing fee, but they will result in your paperwork and the bankruptcy process getting started much sooner. This is ideal if you are in a situation where you need your creditors to stop the foreclosure process on your home or if you need them to stop garnishing your wages as soon as possible so that you don't end up losing your home or being unable to provide for yourself or your family.
Make an appointment with a bankruptcy attorney today in order to discuss how they may be able to assist you with your bankruptcy needs and to discuss how much money it will cost for you to file. You will want to hire a bankruptcy attorney because they can help you decide which debt resolution options are right for you and offer rapid bankruptcy filing options.Share
7 September 2017